Best first time buyer mortgage
First time buyer mortgages offer some great deals. Our Best Buy table below gives you a quick reference of the most competitive first time buyer mortgages in the UK.
Best Buys: Use our quick mortgage finder to compare mortgage rates
| Mortgage Provider | Mortgage Type | Initial Rate/Duration | Subsequent Rate/Duration | The overall cost for comparison | Early Repayment Charges | ||
|---|---|---|---|---|---|---|---|
| First Time Buyer Mortgage | 3.39% - Bank Base Rate plus 2.89% for 2 years (85%) | 6.14% Variable for term | 6.00% APR | 3% for 2 years | |||
| First Time Buyer Mortgage | 3.59% Fixed until 01/02/2014 (85%) | 6.14% Variable for term | 6.00% APR | 3% until 01/02/2014 | |||
| First Time Buyer Mortgage | 3.79% (SVR minus 1.85% for term- 85%) | 5.64% Variable for term | 4.10% APR | No early repayment charge | |||
| First Time Buyer Mortgage | 3.79% Fixed until 30/04/2014 (85%) | 5.95% Variable for term | 4.55% APR | 3/2% until 30/04/2014 | |||
| First Time Buyer Mortgage | 4.19% (SVR minus 1.45% for 2 years- 90%) | 5.64% Variable for term | 4.80% APR | No early repayment charge | |||
| First Time Buyer Mortgage | 5.15% Fixed until 30/04/2014 (90%) | 5.95% Variable for term | 5.95% APR | 3% until 30/04/2014 | |||
| First Time Buyer Mortgage | 5.19% until 01/02/2014 (90%) | 6.14% Variable for term | 4.90% APR | 6 months interest until 01/02/2014 | |||
| First Time Buyer Mortgage | 5.39% - Bank Base Rate plus 4.89% for 2 years (90%) | 4.24% Variable for term | 5.50% APR | 2% for 2 years | |||
| First Time Buyer Mortgage | 5.79% Fixed until 30/04/2015 (95%) | 5.39% Variable for term | 6.00% APR | 2% until 30/04/2015 | |||
| Mortgage comparison powered by Charcol | |||||||
* All mortgage calculations and APRs are based on a £150,000 repayment mortgage at 75% loan to value over 25 years. Should you require different mortgage calculations then please call one of our independent mortgage advisers.
These mortgage best buys are an indication of the best mortgage deals in the market, but are not necessarily the right mortgage for you. We advise all mortgage borrowers to call one of our independent mortgage experts who can help find precisely the best mortgage deal for you. With access to private mortgage banks and alternative building societies who do not have set mortgage products and, as such, do not appear above, a call is highly recommended. Don't miss out on the best mortgage deals
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