Best cashback mortgage & remortgage deals

If you’re looking for the best cashback mortgage deal, or a cashback remortgage, our Best Buy table below is a good place to start. If there are cash backs available then we’ve included the very best cashback mortgage deals available at John Charcol, right now.  However, sometimes there are no cashback mortgages in the market.  If so, why not have a look at our other best mortgage buys, such as the best trackers and best fixed rates.

Provider Mortgage Type Initial Rate/Duration Subsequent Rate/Duration The overall cost for comparison Early Repayment Charges  
Cashback 2.29% for 2 years 4.24% for term 4.20% APR 2% for 2 years
Cashback 2.65% for 2 years 4.24% for term 4.10% APR 2% for 2 years
Cashback 2.89% for term n/a 3.00% APR 1% until 30/11/2012
Cashback 2.99% until 30/11/2012 2.99% for term 3.20% APR 3% until 30/11/2012
Cashback 5.69% for term n/a 5.90% APR 3% for 3 years

* All calculations are based on a £150,000 repayment mortgage at 75% loan to value over 25 years

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