Best cashback mortgage & remortgage deals

If you’re looking for the best cashback mortgage deal, or a cashback remortgage, our Best Buy table below is a good place to start. If there are cash backs available then we’ve included the very best cashback mortgage deals available at John Charcol, right now.  However, sometimes there are no cashback mortgages in the market.  If so, why not have a look at our other best mortgage buys, such as the best trackers and best fixed rates.

Best Buys: Use our quick mortgage finder to compare mortgage rates

Mortgage Provider Mortgage Type Initial Rate/Duration Subsequent Rate/Duration The overall cost for comparison Early Repayment Charges  
Cashback Mortgage 2.49% - Bank Base Rate plus 1.99% for 2 years (60%) 4.75%- Bank Base rate plus 4.25% for term 4.25% APR 2/1% for 2 years

Details and Apply

Cashback Mortgage 2.69% - Bank Base Rate plus 2.19% for 2 years (70%) 4.75%- Bank Base rate plus 4.25% for term 4.20% APR 2/1% for 2 years

Details and Apply

Cashback Mortgage 3.69% - Barclays Bank Base Rate plus 3.19% for term (70%) n/a 3.30% APR 1% until 28/02/2014

Details and Apply

Cashback Mortgage 3.69% Fixed until 02/04/2015 (60%) 4.24% Variable for term 4.20% APR 3% until 02/04/2015 plus benefit

Details and Apply

Cashback Mortgage 3.99% - Bank Base Rate plus 3.49% for 2 years (85%) 4.24% Variable for term 4.50% APR 2% for 2 years

Details and Apply

Cashback Mortgage 5.69% Variable rate for term (80%) n/a 5.90% APR Repayment of Cashback for 3 years

Details and Apply

Mortgage comparison powered by Charcol

* All mortgage calculations and APRs are based on a £150,000 repayment mortgage at 75% loan to value over 25 years. Should you require different mortgage calculations then please call one of our independent mortgage advisers.

These mortgage best buys are an indication of the best mortgage deals in the market, but are not necessarily the right mortgage for you.  We advise all mortgage borrowers to call one of our independent mortgage experts who can help find precisely the best mortgage deal for you.  With access to private mortgage banks and alternative building societies who do not have set mortgage products and, as such, do not appear above, a call is highly recommended.  Don't miss out on the best mortgage deals

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Terms & conditions

Your initial mortgage consultation is obligation free. There will be a minimum fee for our mortgage service of £450, of which £150 is payable when you apply, and we will retain the commission from the mortgage lender. Alternatively, you can choose the fee only option which is typically 0.65% of the amount borrowed. The precise amount will depend on your circumstances and mortgage loan amount, and will be discussed and agreed before you make a mortgage application.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT

Legals

John Charcol is a trading style of Towergate Financial (West) Ltd, which is authorised and regulated by the Financial Services Authority; our registration number is 147692. John Charcol Associates LLP is an appointed representative of Towergate Financial (West) Ltd, which is authorised and regulated by the Financial Services Authority.  Registered office: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent ME14 3EN. Registered in England No: 02292688.  This mortgage site is only directed at persons within the UK.   The FSA does not regulate some investment mortgage contracts.  Calls may be recorded for training and monitoring. Max call charge from a BT landline is 3.9p per minute. Calls from other networks may vary.