Best buy to let mortgage and remortgage deals
This table shows some of the best buy to let mortgages and buy to let remortgages currently available on the market. Many buy to let mortgage commentators are predicting that this year will be a good year for the buy to let mortgage market. First time buyers continue to struggle to get anywhere near the first rung of the ladder, which means they will be forced to rent. This is obviously a good opportunity for buy to let investors to increase their portfolios and snap up buy to let properties.
What represents the best buy to let mortgages for you will depend on your personal circumstances. Many people prefer to opt for a competitive fixed rate so that they know what their outgoings will be; for others, the lowest rate is of utmost importance for their buy to let yield.
John Charcol can offer advice on buy to let mortgages for the accidental landlord right up to the professional, portfolio buy to let landlord. Take a look at the best buy to let mortgages below and then give one of our experienced, buy to let mortgage advisers a call to discuss further.
The buy to let mortgage market requires advice as there are so many different buy to let mortgages on the market, with a wide range of fees and rates.
Recommendations
| Mortgage Provider | Mortgage Type | Initial Rate/Duration | Subsequent Rate/Duration | The overall cost for comparison | Early Repayment Charges | |
|---|---|---|---|---|---|---|
|
Buy To Let Mortgages | 2.74% - SVR minus 2.90% for 2 years (60%) | 5.64% Variable for term | 4.90% APR | No early repayment charge | |
|
Buy To Let Mortgages | 2.75% - Bank Base Rate plus 2.25% for 2 years (60%) | 4.74% Variable for term | 4.80% APR | 3% for 2 years plus benefit. | |
|
|
Buy To Let Mortgages | 2.89% Fixed until 02/07/2015 (60%) | 4.74% Variable for term | 4.90% APR | 3% until 02/07/2015 plus benefit | |
|
Buy To Let Mortgages | 3.19% Fixed until 31/07/2015 (65%) | 4.74% Variable for term | 4.70% APR | 3%until 31/07/2015 | |
|
|
Buy To Let Mortgages | 3.29% Variable for term (65%) | n/a | 4.20% APR | No early repayment charge | |
|
Buy To Let Mortgages | 3.29% Fixed until 31/08/2015 (75%) | LIBOR plus 4.75% for term | 5.40% APR | 5% until 31/08/2015 | |
|
Buy To Let Mortgages | 3.49% Fixed until 31/05/2015 (75%) | 5.99% Variable for term | 5.60% APR | 3% until 31/05/2015 | |
|
|
Buy To Let Mortgages | 3.49% - Bank Base Rate plus 2.99% until 31/05/2015 (75%) | 5.99% Variable for term | 5.70% APR | 3% until 31/05/2015 | |
|
Buy To Let Mortgages | 3.59% Fixed until 31/07/2015 (70%) | 5.35% Variable for term | 5.20% APR | 3/2% until 31/07/2015 | |
|
Buy To Let Mortgages | 3.59% - Bank Base Rate plus 3.09% until 31/10/2015 (75%) | 4.50% Variable for term | 4.70% APR | 3% until 31/10/2015 | |
|
Buy To Let Mortgages | 3.79% Barclays Bank Base Rate plus 3.29% for term (60%) | n/a | 3.90% APR | 6 months interest for 3 years | |
|
Buy To Let Mortgages | 3.89% Fixed until 30/09/2018 (60%) | 4.84% - Bank Base Rate plus 4.34% for term | 4.70% APR | 5/4/3/3/3% until 30/09/2018 | |
|
|
Buy To Let Mortgages | 4.19% Fixed until 31/07/2015 (80%) | 5.35% Variable for term | 5.40% APR | 3/2% until 31/07/2015 | |
|
Buy To Let Mortgages | 4.89% SVR minus 1.69% for 2 years (85%) | 6.58%- Variable for term | 6.90% APR | No early repayment charge |
* All mortgage calculations and APRs are based on a £150,000 repayment mortgage at 75% loan to value over 25 years. Should you require different mortgage calculations then please call one of our independent mortgage advisers.
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